Icelandic Health Insurance
Everyone who has been legally domiciled in Iceland for six months is covered by Icelandic public health insurance. Children under the age of 18 are covered by their parent‘s health insurance and do not need to pay appointment fees at local healthcare clinics. Women who are covered by health insurance are entitled to free maternity care during pregnancy, childbirth and post-childbirth.
Parents are strongly advised by the Directorate of Health to vaccinate their children against common childhood diseases. Public health insurance covers the cost of all childhood vaccinations, from age 3 months to 14 years.
Note that the Icelandic healthcare system only subsidises health care for beneficiaries but generally does not provide services for free. For most medical services, you can expect to pay a minimal fee.
More information about the health care system and what it provides.
Who are entitled and benefits offered
Everyone who has been legally resident in Iceland for six months automatically becomes a member of the Icelandic social insurance system, regardless of nationality.
To see a doctor
When you need to see a doctor you contact your local health clinic (heilsugæsla) to get an appointment. The clinics are usually located within a certain areas in Reykjavik. List of health clinics.
In emergency cases you can alway show up at your clinic at between 16:00-18:00, first come first served based service offered.
The most efficient way to see a specialist is to go through a health clinic and have them
Please bring your passport and European Health Insurance Card when you need to see a doctor, with the card you are guaranteed to pay the minimum fee offered to everyone insured by the publich health system in Iceland.
The European Health Insurance Card is a free card that proofs your healt insurance in home country and gives you access to medical assistance, under the same conditions and at the same cost as people insured in any of the 28 EU member states and the four EFTA states Norway, Iceland, and Switzerland and Lichtenstein.
We recommend all individuals to bring the European Health Insurance Card to Iceland. It will simplifies doctors visits in terms of time and money.
Those without the European Health Insurance Card can not proof their home country insurance and need therefor to pay the maximum fee for a doctors visit until their insurance rights from home country have been transfered to Iceland.
Icelandic Health Insurance - contact: firstname.lastname@example.org
Non-EU/EEU citizens are covered by a private health insurance for the first six months of their stay in Iceland. Every doctor´s visit is paid full price but up to the limit of 50.000 ISK which is the the personal liability stated in the insurance policy terms. When the cost has exceeded the 50.000 ISK limit you can start claiming the insurance company by submitting receipts for already paid health cost service.